Homeowners insurance, renters insurance, and condo insurance are all typically included within the category of home insurance. A homeowners policy is for people who own their own home. This type of policy will cover both the outside of the home and all the contents of your home. It will cover the majority of natural disasters and will allow you to replace or rebuild damaged property. If your home is broken into by a thief and items are stolen your insurance will help replace stolen items and pay for any damage in terms of vandalism.
With a renter's policy, the coverage includes the personal property of the home, apartment, or room that you are renting. This is coverage for the break-ins, the natural disasters, fires, and other circumstances that are beyond your control. Even though your landlord will have a homeowners policy on the place you are living, it does not cover your own personal items as a renter, which is why renters insurance is important!
You may be very surprised to see the range of prices you'll get in home insurance quotes. An independent agency, like Adams Family Insurance, is the best resource for this since we can generate multiple quotes from the top carriers for you online. AFI will give you the power to compare all the best policy options conveniently at home!
"I want to make sure
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when the worst strikes."
Other Types of Insurance Adams Family Insurance Can Help With:
Recreational (RV) Insurance
Misc – reach out to us today, if we don’t work with your particular product, we have trusted partners in the industry we can connect you to!
Working with Adams Family Insurance will allow you to compare multiple insurance quotes. By doing this, you can find comfort that you are getting the best deal as well as getting the personal attention you need!
Auto insurance is a complicated matter. Many people have an insurance policy but do not exactly understand how they are covered or what they will do if they find themselves in the position of needing to utilize their insurance. Discover the basic types of car insurance and find out how to obtain the coverage you need for your particular situation:
Collision Coverage – This is the basic insurance type that covers your vehicle if you collide into something. This covers collisions with other cars as well as if you were to run into a wall, barrier or bridge.
Comprehensive Coverage – This covers anything that may happen to your car that is not directly related to a collision. This would include things such as theft, fire, hitting a deer or vandalism.
Liability Coverage – This type of coverage covers the damages when you are at fault in an accident and you damage someone else’s car or property. Liability coverage is often mandated by law, so it is important that you as the driver make certain you have an adequate amount.
Medical Payments – This is also called PIP in some states. Medical payments pay for any injuries to the driver or passengers that occur if an accident occurred while you were driving. Medical payment insurance varies from state to state, so make certain you are covered as expected.
I have a Marketing degree from the University of Northern Iowa that led me to success in selling copiers, and as the Director of External Affairs for Midland University. Eventually entering the insurance industry gave me the opportunity to marry my education and work experience and continue to help people.
Everyday I strive to be more than the average insurance agent. I want to make sure I educate and serve my clients. It's great when I can save people money, and even better when I can lead them to the right decision.